Blog Archives
How Cash-Value Life Insurance Policies Can Benefit Businesses
A Single policy or set of policies (for Succession Planning), structured correctly (my specialty) can work on many different levels for a business (of any size). How Cash-Value Life Insurance Policies Can Benefit Businesses? See below for the benefits and … Continue reading
Tagged Cash-Value
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What Are the Differences between Whole Life Insurance and Indexed Universal Life Insurance?
Whole Life Insurance and Indexed Universal Life Insurance (IUL) are both types of life insurance policies, but they have significant differences in terms of how they work and their features. Here’s a breakdown of the key distinctions between the two: … Continue reading
Tagged Whole vs IUL
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Here are 10 major benefits of having a life insurance policy:
Following are 10 major benefits of having a life insurance policy: It’s important to note that the specific benefits of a life insurance policy can vary depending on the type of policy you choose, such as term life, whole life, … Continue reading
Life Insurance, the Mel Kaye Way (An Original Poem)
(An Original Poem by Mel Kaye) Mel Kaye, a beacon of trust and grace,In the realm of life insurance, finds his place.With honesty as his guiding light so bright,He steers us clear of shady deals at night. No pressure tactics … Continue reading
Tagged Life Insurance, Poetry
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Life Insurance (An Original Poem)
(An original poem by Mel Kaye) Life insurance, a safety net so wise, Ensures your loved ones won’t meet financial demise. Like a sturdy wheel, it rolls through time’s sway, Protecting your family come what may. ——————– With premiums paid, … Continue reading
Tagged Life Insurance
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“Make the chili”
The following post, entitled “Make the Chili” does not deal directly with Life Insurance, but it does deal with the aftermath of the death of a loved one. This is a repost. A good friend of mine unexpectedly lost his … Continue reading
DEATH of an Owner
What happens to your company if you suffer through the death of an owner? Can the company survive? Is there a strategy for a smooth transition or would the company face disruption, possibly needing to sell assets to compensate the … Continue reading
The Power of the IUL
Shortly after establishing my agency, I discovered the Power of the IUL (“Cash Value Life Insurance”). Cash Value Life Insurance is permanent life insurance with a cash value savings component. Although there are varied types of these policies, I came … Continue reading
Tagged IUL
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The Truth About Term Policies
It’s crucial to understand the Truth About Term Policies…….. a key statistic: a staggering 99% of term policies ultimately do not result in claim payouts. This is primarily attributed to policy lapses by individuals or the natural expiration of the … Continue reading
Mitigate the Credit Risk of Selling to Small Companies and Partnerships
Published in CREDIT TODAY, Authored by Mel Kaye There are unique inherent credit risks when you sell to a small business or partnership. If one of the partners or a key individual suddenly leaves due to an illness or dies, … Continue reading
Tagged Key Person
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