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A simple yet complete explanation of life settlements A life settlement is a financial transaction where a life insurance policyholder sells their existing policy to a third-party investor for a lump sum cash payment. This transaction offers policyholders an alternative … Continue reading →

Welcome, class! Today, we’re diving into an important topic in personal finance: the comparison between Indexed Universal Life (IUL) insurance and Whole Life insurance. As your teacher, I’m here to break down these complex concepts and show you why IULs … Continue reading →