The Truth About Term Policies

It’s crucial to understand the Truth About Term Policies…….. a key statistic: a staggering 99% of term policies ultimately do not result in claim payouts. This is primarily attributed to policy lapses by individuals or the natural expiration of the policy term itself. You can verify this statistic from sources such as Penn State University and Consumer Reports.

This fact greatly contributes to the profitability of term policies for insurance companies. Consequently, insurance companies offer higher commissions to agents, motivating them to promote and sell more term policies.

When you’re contemplating a life insurance policy, we invite you to the Life Insurance Safe Zone. Our aim is to provide comprehensive education about the various policy options, without any pressure to make a purchase.

Contact me by using any of the following methods:

  1. Complete the form for General Life Insurance
  2. Complete the form for Business Plans
  3. Complete the form for Tax-Free Retirement Income
  4. Call or text me at 805-300-1769
  5. Email: [email protected]
  6. Get on my calendar:
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