Author Archives: SafeZoneLife
Life Settlement Safe Zone
A simple yet complete explanation of life settlements A life settlement is a financial transaction where a life insurance policyholder sells their existing policy to a third-party investor for a lump sum cash payment. This transaction offers policyholders an alternative … Continue reading
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IUL Vs. Whole Life: Which Insurance Policy Is Right for You?
Welcome, class! Today, we’re diving into an important topic in personal finance: the comparison between Indexed Universal Life (IUL) insurance and Whole Life insurance. As your teacher, I’m here to break down these complex concepts and show you why IULs … Continue reading
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My Back-Story
Throughout my career, I found myself deeply entrenched in the realm of “Corporate Sales.” While I thrived in this environment, I couldn’t shake the discomfort of losing touch with my authentic self. Corporate sales in America can be unforgiving, with … Continue reading
Why “SAFE ZONE”
Why “Safe Zone”? Your contact and personal information is never sold or resold. No Pressure used in the Safe Zone. Your commitment to me in the Safe Zone I am an independent broker. About Us | Why “Safe Zone” | … Continue reading
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Are IULs Scams??
When it comes to IULs, I must address the elephant in the room. Many videos out there refer to the IUL as a scam. Unfortunately, the IUL is dependent on the agent who is presenting it. I have seen multiple examples … Continue reading
Cash-Value Life Insurance
Cash-value life insurance is a type of life insurance policy that combines a death benefit with a savings or investment component. This type of insurance provides not only a payout to beneficiaries upon the policyholder’s death but also accumulates a … Continue reading
ACCIDENTAL DEATH INSURANCE
Guaranteed ADvantage Accidental Death Insurance Features ISSUES AGES: • 18-70 ACCIDENTAL DEATH BENEFITS: • $50,000 – $500,000 (increments of $1,000) • Spouse coverage is 100 percent of the Proposed Insured coverage and child coverage is 20 percent of the Proposed … Continue reading
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Cash-Value Life Insurance (An Other View)
A cash-value life insurance policy, often referred to as permanent life insurance, is a type of life insurance that provides both a death benefit to your beneficiaries and a savings component that accumulates cash value over time. This type of … Continue reading
“Life Insurance Safe Zone” 5-Step Process
Step Mel Client Details 1) Understand Share The first step in finding a possible solution is to understand the problem. I need to understand what the client’s current circumstances are and what the desired outcome is before we can … Continue reading
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Succession Plan Plus / Funding Buy-Sell Agreements
What would occur within your company in the event of the unforeseen passing of one of the owners, whether they are Corporate Officers or Partners? Have you established a prepared strategy that ensures the seamless continuation of the company, or … Continue reading
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